You know what I hate? Credit cards that have crappy terms. Of course, these days it seems like that is the majority. You know, you have the ones that look like they have decent terms and then something weird somewhere else hits your credit report and then that card that you thought was good decides to jack up your rate to like thirty percent or something crazy. And then you are stuck paying crazy interest. I sure wish there had been a place full of credit card reviews like Credit Cards Club back when I got my first credit cards. Then I would be able to see what cards were actually good cards as well as things like what cards offered up a zero percent intro rate and how long that rate was good for and such. It is also a good place to look for some great rewards cards that do not have an annual fee with them. It is a real bummer when you end up paying more in an annual fee than you end up earning in the rewards. So if you need some help like that too, be sure to check out Credit Cards Club today.