On Christmas Eve, I had many things to get done before I could go off for any celebrating. I also had some baking to do but I digress. The point here is thus. It was Christmas Eve and I had a lot of work to do. And here is why.

We are going to pay off this debt. We are going to do it quickly. In order to do that, we are going to have to work our asses off big time. But that’s okay, because my ass could use some work.

And I know when all is said and done, we are going to be debt-free (other than those pesky student loans). Once debt-free, we can survive without working. That’s right, my friends, we have found the path, the path of bliss, and, unsurprisingly, it is not lined with cubicles, nor lighted with bad fluorescents.